:root{--navy:#101b29;--ink:#172232;--sand:#d8a96f;--paper:#f6f2eb;--muted:#5f6977;--line:#ded7cc;--danger:#8b231f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.72 Arial,sans-serif}a{color:#70491f;text-underline-offset:3px}header,main,footer{width:min(940px,92%);margin:auto}header{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:28px 0}header a{font-weight:800;text-decoration:none}.brand{letter-spacing:.12em;color:var(--navy)}main{padding:24px 0 70px}h1{font:700 clamp(40px,7vw,76px)/.98 Georgia,serif;letter-spacing:-.035em;margin:20px 0}h2{font-size:25px;margin:0 0 12px}h3{font-size:18px;margin:24px 0 8px}p,li{color:var(--muted)}.lede{font-size:19px;max-width:760px}.draft-alert{border:2px solid var(--danger);background:#fff4f2;color:#641713;border-radius:16px;padding:18px 20px;margin:28px 0}.draft-alert p{color:#641713;margin:6px 0 0}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;margin:18px 0;box-shadow:0 10px 35px rgba(16,27,41,.05)}.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.fact{padding:14px;border:1px solid var(--line);border-radius:12px}.fact b{display:block;color:var(--ink)}table{width:100%;border-collapse:collapse;margin:14px 0}th,td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:12px 8px}th{color:var(--ink)}.legal-nav{display:flex;gap:10px;flex-wrap:wrap;margin:28px 0}.legal-nav a{border:1px solid var(--line);border-radius:999px;padding:9px 13px;text-decoration:none;background:#fff;font-size:13px;font-weight:800}.button{display:inline-flex;background:var(--navy);color:#fff;border-radius:999px;padding:13px 18px;text-decoration:none;font-weight:800}.fine{font-size:13px;color:#737b86}.placeholder{font-weight:800;color:var(--danger)}footer{border-top:1px solid var(--line);padding:28px 0 45px;font-size:13px;color:var(--muted)}@media(max-width:680px){.facts{grid-template-columns:1fr}.card{padding:20px}table{font-size:13px}header{align-items:flex-start;flex-direction:column}}